Specialist Services

Our main service is comprehensive financial planning, with particular expertise in the field of pre-retirement planning, estate planning and taxation*, and investment planning.

* This service may not be regulated by the FCA

Pre-Retirement Planning

The choices for drawing pension benefits have grown more and more complicated. We can help you to decide on the best options for your particular needs, whether it is a question of choosing the right annuity or drawing from your pension fund.

Expatriate Advice

This is of particular interest to those currently living and working overseas and those returning to the UK after a spell abroad, anyone about to move overseas - especially those wanting to retire overseas. The service includes advice on taxation*, investments, offshore trusts, and incorporation of offshore companies (both trading and asset-holding).

* This service may not be regulated by the FCA

Specialist Investments

Francis has specialist knowledge in the area of Sharia-compliant investment suitable for both individual investors and Trusts.


Contact Us : 0113 273 5255 / klonowski@btinternet.com

Free Consultation

An initial meeting is available without charge and with no obligation. 

Contact Us